Cost & Budgeting

How to Budget for Car Maintenance

Plan ahead so repairs don't wreck your finances.

5 min read4 sections

1The Rule of Thumb

Budget about $100-150 per month for a well-maintained used car, or roughly $0.05-0.10 per kilometer driven. Older or higher-mileage vehicles need more.

2Create a Maintenance Fund

Set aside money monthly in a separate account. When repairs come, you're ready. This is better than being surprised by a $1,000 repair.

3Know What's Coming

Review your owner's manual for scheduled maintenance intervals. Major items have predictable timing.

  • Timing belt/chain: 100,000-160,000 km
  • Brake pads: 40,000-80,000 km
  • Transmission service: 50,000-100,000 km
  • Coolant flush: 5 years or 100,000 km
  • Battery: 3-5 years

4Track Your Spending

Keep records of every repair and maintenance item. This helps you predict future costs and identify if a car is becoming a money pit.

Key Takeaways

  • 1Budget $100-150/month for maintenance
  • 2Create a dedicated car fund
  • 3Know your scheduled maintenance intervals
  • 4Track all spending

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